Daniel Boote Family Trust TA Creative Wealth Management
Suite 1, Vervo Chambers,
78 Station Street,
Seymour. Victoria 3660
800 Bourke Street
Docklands
Victoria 3008
Telephone: 1300 239 019
Fax: (03) 8677 7669
Email us here
Authorised Representative of Apogee Financial Planning Ltd
ABN 28 056 426 932
Australian Financial Services Licensee
Licence number 230689
Gearing is the act of borrowing to invest. This can be achieved in a number of ways, via:
- Instalment - regular loan draw downs over time
- Lump Sum - one single larger amount
- Internally Geared Managed Funds
- Structured Products
- With or Without Capital Protection
Today, there are a wide variety of investment products available to cater for investors who want to gear to invest. From the humble home loan to purchase the family home through to 100% lend products that have the option of capital protection built in to them.
Gearing strategies are not necessarily appropriate for everyone. In the advice process we will identify and advise you if we believe a gearing strategy is appropriate for your needs and circumstances. We will assess the appropriateness of a gearing strategy on a number of key factors:
- Risk Tolerance
- Affordability / Cash Flow
- Investment Time Frame
- Strategic Flexibility
- Tax Effectiveness